MicroFin | Digital Loan Management Platform
A mobile application transforming traditional financial lending into a secure, efficient, and fully digital experience.
MicroFin modernizes local financial lending by digitizing loan processes for lenders and borrowers. It enables seamless loan applications, approvals, disbursements, and repayments while providing real-time tracking and secure documentation. Designed for communities transitioning from paper-based systems, it ensures speed, transparency, and convenience for all stakeholders.
Tech Stack
FlutterPHPREST APISwaggerBitbucketJira
Features
- Digital loan request, approval, and disbursement workflows.
- Role-based access for Admins, Supervisors, Agents, and Customers.
- QR-based customer search and loan applications.
- Auto-generated repayment schedules with integrated reminders.
- Secure document uploads with once-only documentation policy.
- Visual dashboards for collection tracking and customer insights.
- Integrated notification system for approvals and repayments.
Challenges
- Transitioning traditional users to a fully digital platform.
- Ensuring secure storage and retrieval of sensitive documents.
- Building an intuitive UI for users with varying levels of digital literacy.
- Maintaining app performance and reliability under network limitations.
Learnings
- Gained expertise in building role-based access systems.
- Improved understanding of integrating QR-based search and tracking.
- Learned effective collaboration and version control using Jira and Bitbucket.
- Enhanced skills in designing mobile financial applications.